HVAC Financing In Rockaway, Randolph, Maplewood, NJ,
And Surrounding Areas
Speer Air is offering a 12 Month “same-as-cash” and a 5-year financing program, see details below. We are one of the largest and most experienced heating and air conditioning dealers in northern New Jersey, having sold and serviced air conditioning products since 1958.
Speer Air has teamed up with Regions / EnerBankUSA to offer you affordable financing options for your upcoming projects that require large investments. Financing requires credit approval. Please click the links below to learn more about each of their financing options.
12-Month Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of August 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
6.99% APR 5-Yr Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 60 monthly payments of $19.80 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00